Disbursement

Disbursement is done automatically by our escrow infrastructure at the end of a milestone cycle. At the close of each milestone, funds is automatically disbursed directly into the bank details of the recipient either the seller or buyer.

A seller's account will be credited if;

• Buyer accepts milestone delivery

• Buyer rejects milestone delivery but fails to confirm the return of the delivered milestone

• Seller has delivered milestone but buyer neither approves nor rejects the milestone delivery within the stipulated period.

• The dispute ruling is in favour of the seller.

A buyer will be refunded if;

• Seller missed the deadline and extension for the milestone.

• Seller neither approves nor rejects the returned milestone

• The dispute ruling is in favour of the seller.

All customers; buyers and sellers are required to have supplied their bank account details in order to receive disbursement at the end of every milestone.

Save bank account

Save bank account

POST {{api_url}}/v1/wallets/banks/disbursement

Headers

Name	Type	Description
Accepts	string	application/json
Authorization	string	your Trustcrow API keys with which you authorize customers.

Request Body

Name	Type	Description
account_number*	string	account number of the customer
bank_code*	string	the bank code of the account number provided
user_id*	string	the customer id of the account to be saved

200: OK disbursement account created successfully

{
    "status": true,
    "message": "Disbursement account created successfully",
    "data": {
        "wallet_id": "b78ec8db-4bab-43c3-84a1-a9d55d036d54",
        "account_number": "0139923749",
        "account_name": "FOLAGBADE HALEEMOH OPEYEMI",
        "bank_code": "058",
        "paystack_transfer_recipient": null,
        "id": "0878a1d3-a3f3-476b-a408-493117f71dfa",
        "created_at": "2023-12-26T13:54:13.160Z",
        "updated_at": "2023-12-26T13:54:13.160Z"
    }
}